Remember that in any organisation, people make decisions — decisions are about trade-offs, and decisions can be influenced, overturned, and changed. More importantly, organisations evolve— the way decisions were made yesterday might not be the way they get made tomorrow!

An uncommonly sophisticated piece of how to think about technical debt and how to tackle it organizationally. It already starts off right by not using a debt-is-money comparison.

https://medium.com/humans-of-xero/technical-debt-f5158cc9ca07